Date your name your address your city state zip code name of credit bureau address city state zip code dear sir ma am. All 3 of the credit bureaus now accept filing of disputes online with experian only accepting online submissions.
In the sample letter fill in your personal information.
Dispute credit report letter sample. Note that requirements may vary by company so it s always good to doublecheck with each company to ensure you are providing all of the information they require. Use this sample to draft a letter disputing errors on your credit report. Sample letter of explanation to dispute credit report.
To find out how to initiate a dispute online click here. Edit the information in brackets to address the specific inaccuracies that you are disputing. You may want to enclose a copy of your report with the items in question circled.
This is a sample credit report dispute letter that you can send to credit bureaus. Credit report dispute letter date name of debtor street address city state zip code name of credit bureau street address city state zip code dear credit bureau i name of debtor have written this letter to dispute a claim that is falsely listed on my credit report with your bureau. Use this letter to request an update to or removal of inaccurate information on your credit report.
Download our sample letter and instructions to submit a dispute with an information furnisher. Include copies not originals of. I am writing to dispute the following information in my file.
Here s our credit dispute letter sample template. Your letter should clearly identify each item in your report you dispute state the facts and explain why you dispute the information and request that it be removed or corrected. Name of source type of item account number or identifier.
Tell the credit bureau in writing what information you believe is inaccurate. Replace the bold statements with your information. If you want to dispute information on a credit report you may need to send a dispute letter to both the institution that provided the information called the information furnisher as well as the credit reporting company.