Your name your address your city state zip collection agency name collection agency address collection agency city state zip re. The best part about the template is that it references to the law which makes the purpose of the letter strong.
This means you need to be well aware of what you include and how you present information in this letter.
Debt validation letter sample pdf. A debt validation letter is a formal and legal document and a small mistake in this letter can lead to serious consequences. Based on the fair debt collection practices act debt collectors must provide you with a debt validation letter which contains information regarding the debt in question. Be advised this is not a refusal to pay but a notice that your.
The validation letter will also have a number of statements of your rights including the following information. That they have assumed your debt to be valid unless you dispute in 30 days. Sample debt validation letter here is a quick template to fill down your details and send the validation request to the debt collectors.
A statement that the collector has 30 days to respond to you if you dispute the debt and ask for more information and. Debt validation sample letter date to. A debt validation letter is a type of debt letter that debtors can use to inform a financial institution about the need to verify and validate details of a debt.
Unpaid debt can really hurt your credit scores. Sample debt validation letter send via certified mail return receipt requested date. Your address city state zip date.
As per the fair debt collection practices act 15 usc 1692g sec. That if you request more information. Check samples and use a template.
Address of the collection agency account 123456787 from. The debt collector must send a sample debt validation letter five days from the first contact and it must contain the following details. Account fill in account number to whom it may concern.
If you genuinely believe that the debt does not belong to you then the best approach is to send the collection agency a validation letter. Be advised this is not a refusal to pay but a notice sent pursuant to the fair debt collection practices act 15 usc 1692g stating your claim is disputed and validation is requested. Response to a listing on my credit report.
Your address delivery confirmation. The letter will allow the debtor to state his reasons as to why he wants the validation as well as whether or not the debt collection will have to be ceased by the collector. Be advised that this is not a refusal to pay but a notice that your claim is disputed and validation of the alleged debt is requested.
Debt validation letter pdf. Name of the collections agency address. 809 b i have the.
0000 0000 0000 0000 dear collection agency pursuant to the fcra the fdcpa i now exercise my lawful right to question the validity of this. Download debt validation letter 11 debt. Collection agency law firm address city state zip this letter is being sent to you in response to a notice sent to me on date.
Check one 1 notice sent to me on 20. This letter is being sent to you in response to. The validation letter is not a dispute letter per se since it merely asks the debt collector to verify the debt information.
Contents of a debt validation letter.